Watch and grow: How Does Wannme’s Cash Advance Service Work?
Joao Alves, Head of Sales at Wannme, explains it all.
Question: What is Wannme Lending, and why is it so important for sellers?
Answer: Wannme Lending is a cash advance solution for marketplace sellers. For instance, if you sell on Amazon, your funds are typically released every 14 days. Wannme Lending provides access to those funds daily, enabling real growth.
Our solution offers quick access to capital, helping sellers meet liquidity needs, seize growth opportunities, and keep operations steady. Both we and our clients see it as the perfect lever for growth. Think of it as an investment in your business, just like paying for your CRM or CMS tools. You know you need centralized customer data and a website to grow; this is the same idea—daily access to your funds is essential for scaling.
Question: What types of businesses benefit the most from this service?
Answer: Based on our experience, small and medium-sized businesses benefit the most, particularly those in electronics and beauty categories. Dropshipping businesses also see significant benefits.
Dropshipping involves acting as an intermediary between the consumer and supplier. The seller handles the order, payment, and fulfillment process while the supplier prepares and ships the products. Dropshippers thrive with Wannme Lending because we provide daily access to funds, allowing them to pay suppliers for already-sold products that they cannot confirm or ship without prior payment.
Question: Why is this tool so powerful?
Answer: Some of our clients have increased their Amazon sales by up to 4x in just five months. Imagine being a marketplace seller where your funds are released every 14 or 30 days. Regardless of delays, you still need to restock inventory, invest in ads, and cover expenses like shipping.
Our service advances pending earnings so sellers don’t miss growth opportunities. It’s like having a financial partner who matches your pace—a true growth tool because it keeps your money working for you.
For sellers operating across multiple marketplaces with different fund release schedules, our solution streamlines operations and treasury cycles. You stop worrying about liquidation periods: Sell, get paid, restock, and repeat. This lets you focus entirely on growth.
Question: What percentage of withheld funds can sellers access through this service?
Answer: We offer advances of up to 90% of your net sales, depending on the client’s profile and sales history. This allows sellers to access nearly all of their earnings immediately to reinvest in their business and scale.
For example, if you sell €1,000 on January 1, we’ll transfer €900 to your account on January 2. When the platform’s payout arrives, the remaining €100 will be used to settle marketplace fees, additional costs like ads or FBA, and our commission. The entire process is transparent and instant, both for advances and liquidations.
Question: How does the commission model work?
Answer: Our pricing model is completely transparent and hassle-free. We charge a fixed daily fee of 0.1% on the advanced amount. For instance, if we advance €900 on January 2 and your payout arrives on January 10, you’ll pay €0.90 per day for eight days, totaling €7.20 for that advance. There are no fixed costs to worry about.
Question: What would you say to businesses hesitant about using Lending services?
Answer: It’s natural to have doubts if you don’t fully understand the potential of our tool. It may seem like a standard line of credit, but it’s not—it doesn’t count towards CIRBE (Spain’s credit risk bureau).
I always say: Look at the numbers. If using cash advances allows you to increase sales, cover essential expenses, or launch strategic campaigns, it’s an investment, not a cost.
Many of our clients initially sold in just one market and now, thanks to Wannme, they manage stores across multiple European regions with a streamlined operation. If you’ve been selling on marketplaces for more than six months, contact our expert team. We’ll evaluate your operations and provide a tailored daily advance offer for your store—all within the same day.
Question: Finally, what would you say to those considering Wannme Lending for the first time?
Answer: Don’t think of it as just a cash advance service. It’s a strategic growth tool. In today’s fast-paced environment, speed, visibility, and flexibility are critical—and that’s exactly what we provide.
Our solution simplifies cash flow management, prevents delays in payments to suppliers, and allows sellers to increase inventory, which naturally boosts sales. It’s not just money; it’s a chance to improve and surpass your limits.
